Cow plant is fun - and dangerous...
One of the first things you will notice while playing Sims 4 is that making money is more difficult than it was in the Sims 3. But I have found a method where my Sims don't have to work, don't have to paint, don't have to license songs or books . They both just live on interest earned.
Below I will show you how to make over 60 000 simoleons per week by doing nothing (no cheats).
Currently My Sims - the mother and father - are making over 70 000 a week. They do not have jobs - I quit them. This is done by taking advantage of the Fabulously Wealthy aspiration where your Sims gets money every week based on your household funds.
STEP 1 - Making a fortune with Gardening:
Here is what a spliced Tomato and UFO plant looks like - the real money maker
Before you start selling your harvest make sure you select the Fabulously Wealthy Aspiration, because this will help you complete it.
The first thing we need to do is accumulate money - the more money you have the more you will make every week. The best and fastest method is by doing gardening(yup). Get a few grape trees growing and tend to them once a day - get them to prefect grape trees , because that increases the value for the fruit. You will want to get your Sim to max out the gardening skill - this will make things easier, but you need the grafting ability which unlocks at level 7.
Perfect Grapes sell for 33 each. Each tree gives maximum 10 grapes. Its takes about 2 to 3 days for the grapes to be ready for harvesting so you are looking at making over 30 000 a week if you have 40 grape trees. It takes time to tend to so many so I recommend your Sim quit his/her job. Another advantage to having so many is that it will improve the skill faster.
The real money maker is the U.F.O plant. It sells for 120 each. The only problem is that it takes a long time before you can harvest it. A way around this is to splice a UFO cutting onto a tomato tree - the tomato tree can be harvested daily. By splicing the two you will be able to harvest the trees almost daily. When you have about 20 of these perfect tomato/UFO trees you are looking at making over 20 000 PER DAY selling the harvest. You will want to keep doing this until you have about 500 000 household funds. The more money you have the more you will make every week.
STEP 2 - Sit back and do whatever
Above you can see ( print is small, sorry) my guy earned 38 000 this week.
Once your Sim has completed the Fabulously Wealthy Aspiration get your second Sim ( husband or wife or whoever living with you) to Complete the Fabulously Wealthy aspiration as well . What you can do is let this Sim harvest and sell the fruit to be able to complete the aspiration. Once you are satisfied with the amount you are making every week from investments go to build mode and place all the trees in your inventory - this will store the trees if you want to use them again in the future. When you have about 800 000 total your Sims combined will be making 76 000 per week - by doing nothing - leaving you time to do other things.
For more info on how to improve your life if you are struggling with real life moodlets take a look around here